Coming soon · UK
Part friend.
Part finance.
All Frank.
AI-powered money, in plain English.
Frank takes the mental load out of your money: a UK account, savings pots and a debit card, plus an AI assistant that explains things in plain English and never moves a penny without your yes.
Keen to shape Frank from day one? Become a Frank founding founder → Privacy notice
How it works
- 1
Open your account
Sign up in minutes — a UK account, card and savings pots, ready to go.
- 2
Talk to Frank
Ask anything: “Can I afford this?” “How's my month going?” Straight answers, plain English.
- 3
You stay in control
Frank suggests. You say yes or no. Automation only grows with your consent, step by step.
Everything in one app
Your account, your card and your other banks, connected — so every answer Frank gives gets smarter.
Account
A UK account with its own sort code and IBAN — plus pots, currencies and your other banks, in one place.
Good morning
Maya
£1,208.64
This week
- UK account · IBAN/SC
- Holding pots
- Multi-currency
- Open Banking
Card
Physical and virtual. Pay with your phone, withdraw cash, and keep every control in your hand.
- Physical & virtual
- Mobile wallets
- ATM withdrawals
- Controls & notifications
- Card-linked rewards
Intelligence
Chat in plain English and let Frank carry out tasks for you — smarter answers from everything it sees.
“Move £50 to my Holiday pot every payday”
Done — £50 moved. Want it monthly?
- Conversational AI chat
- Agentic banking
And an assistant that actually helps
Built for your first money years — students, recent grads, young professionals, freelancers, trades, gamers. UK to start.
Plain-English insights
Your spending and balance explained like a real friend would. No jargon, no judgment.
Heads-ups that matter
Upcoming bills, unusual spending, subscriptions quietly creeping up.
Tasks on request
Ask Frank to move money to a pot, check a payment or plan your week — it just does it.
Your yes, always
Frank starts with insights and suggestions, and only acts with your explicit approval.
Consent-first AI
Frank never moves a penny without your yes.
Some AI wants to run your life. Frank just wants to help. It spots things, explains them and suggests what to do — then waits for you. No sneaky auto-moves, no surprises. Say "not now" and that's the end of it.
About us
Frank Finance Ltd was born in London with one vision: change people's relationship with their money. Automate and simplify the hard parts, keep you fully in control. We think money should be easy to talk about — so we built something you can actually talk to.